무직자 추가대출 가능상품 관련 상담사례입니다.

from 대출상담사례 2010/09/03 12:17

무직자 추가대출 가능상품 관련 상담사례입니다.


상담받고자 하시는 분의 내용을 간략히 설명해드리자면


현재 신용등급은 마이크레딧 6등급 나오고

무직자라고 하시네요. 기대출로는 마우스론 350만원

인터머니 300만원 있다고 합니다. 연체금액은 전혀 없고

곧 취업을 할 수 있긴 하지만 그전에 쓸돈이 좀 필요해서

대출을 알아보고 있다고 하시네요. 고졸인데 이상태에서

무직자 추가대출이 가능한지 질문을 해주셨습니다.

위 질문에 대한 답변으로 많은 상담사 분들이 답변을 해주셨지만

두분의 답변으로 간략히 하겠습니다.


우선 첫번째 대출상담사의 답변으로 닉네임 롯데그룹롯데캐피탈님의 답변입니다.


롯데그룹계열 롯데캐피탈 조재관팀장입니다.

(여신금융협회에 등록된 정식대출상담사입니다)

고객님같은경우 등급이 좋으셔서 소액정도는 가능하실수

도 있습니다.무직자분이셔도 신용좋으시면 소액정도는

추가대출가능하시는 경우가 종종발생합니다.연락주시면

친절하게 답변해드리겠습니다.홈피에 상담신청남겨주시면

제가 연락드리겠습니다.감사합니다.


다음은 두번째 대출상담사의 답변으로 닉네임 금융종합선물세트님의 답변입니다.


안녕 하세요^^
소중한 정보 잘 읽어 보았습니다.

『 대출이력 안남고 조회이력 안남는 사금융에서
    대출 받으신 사항이라면

    저축은행에서 무직자 취업지원 대출 신청은 하실수 있습니다
 
    기존에도 사금융 3건 사용하고 게신 무직자분 2금융권 저축은행에서
    추가적으로  500만원 받으셨습니다. 

    단 다되는건 아니시구요(제 경험상 10명중 3-4명정도 되셧어여)

    승인율은 많이 떨어지지만 2금융권 저축은행 무직자 대출에 경우는 가조회가 가능하니
    가조회로 대출 가능여부 부터 먼저 확인하신후에 대출 신청하시는게 현명합니다. 』


이상 무직자 추가대출 가능상품 관련 상담사례였습니다.


출처 : 대출114 상담실


http://www.don114.co.kr/gn/bbs/board.php?bo_table=qna&wr_id=210903&page=6

2010/09/03 12:17 2010/09/03 12:17
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